Covered women’s health services

Health services that are included in your health plan are called “covered” services. There are some women’s health services that must be covered by your health plan no matter what state you live in. It’s the law. There are other women’s health services that may or may not be covered depending upon the state you live in or which health plan you have. 


Here are some examples:

 

Always Covered

  • Maternity Care 
  • Prenatal Care
  • Breastfeeding Support (FREE)
  • Birth Control (FREE)
  • Sexually Transmitted Infection Testing (FREE)

Sometimes Covered

  • Infertility Treatment 
  • Abortion

Some states allow abortion coverage and others don’t. Some health plans cover it and others don’t.

 
 

Usually, when you get a service that is “covered” you will pay your deductible, co-pay or co-insurance and your insurance will pay the rest. But, preventive services listed on this page are free.

 

How do you find out if your health plan covers abortions?

You can call the member services number of your health plan, listed on your insurance card. 

 
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Or, you can start by looking up the rules for covering abortions in your state on one of these websites.

 

If you have private health insurance, look here and scroll down to the map showing coverage rules for each state.

If you have Medicaid coverage, look here to see if abortion is  covered in your state.

What if your plan doesn’t cover abortion and you don’t have the money to pay for it yourself? The National Network of Abortion Funds can connect you with a local group that may be able to help.